Hello, I’m Fisher Yu from The Fisher Group. In this blog post, we’ll review the Oakville real estate market in September 2025, including the latest sales data, market trends, and expert tips for buyers and sellers. Whether you’re a first-time homebuyer in Oakville or planning to sell your home, this guide will help you make informed decisions.
September Market Overview: Bank of Canada Rate Cut
In September 2025, the Bank of Canada cut interest rates again. Typically, lower rates encourage more buyers to enter the market. However, Oakville’s housing market remains in a stalemate between buyers and sellers, with activity showing mixed signals.
Key Oakville Real Estate Data (September 2025)
According to BrokerBay, a leading real estate showing system:
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Homes sold: 198, down 9% from August and down 16% year-over-year
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New listings: 928 (including re-listed homes), up 27% month-over-month
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Home viewings: 12,048, up 8% month-over-month and 10% year-over-year
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Offers submitted: 569, up 21% month-over-month and 8% year-over-year
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Average selling price: ~$1.55M, down 7% year-over-year and 2% month-over-month
Market Insights
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Buyer-Seller Gap Persists – More buyers are viewing homes and submitting offers, but there’s still a difference between buyers’ offers and sellers’ expectations.
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Increase in Low-Ball Offers – Many buyers are submitting offers well below asking price, trying to find deals and test seller motivation.
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Smaller Homes in High Demand – Homes priced between $600K–$1M, especially suitable for first-time buyers, are selling faster.
Our Team’s September Transactions
In September, The Fisher Group sold 8 listings:
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1 listing above $1.5M
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7 listings below $1.5M, with 6 homes priced between $600K–$1M
This aligns with broader market trends: smaller, reasonably priced homes are moving quickly, while higher-end listings over $2M are slower to sell. Luxury buyers are more cautious in the current market.
Tips for Buyers in Oakville
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First-time buyers and budget-conscious buyers: Now is a great opportunity. Supply is high, competition is relatively low, and there’s room to negotiate. Focus on smaller homes and actively negotiate prices.
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Consider flexible financing options if needed, and work with an experienced real estate team to spot the best deals.
Tips for Sellers in Oakville
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Mainstream homes ($600K–$1.5M): Reasonable pricing and strong presentation can lead to a quick sale.
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Luxury listings ($2M+): Be prepared for cautious buyers. Consider strategies such as:
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Offering a Vendor Take Back (VTB) mortgage to help buyers cover funding gaps
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Accepting flexible conditions like Sale of Buyer’s Property to increase the likelihood of closing
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Final Thoughts
Even with the Bank of Canada’s rate cut, Oakville’s real estate market remains a negotiation game between buyers and sellers. Over the next few months, we’ll continue monitoring interest rates, market activity, and first-hand sales data to help you make informed decisions.
If you’re considering buying or selling a home in Oakville, the team at The Fisher Group is ready to provide professional guidance, tailored advice, and full-service support.
✅ Contact us today to discuss your options, schedule a home consultation, or find your dream Oakville property. Visit our Oakville Listings Page to see available homes.
